Storage Facility
Insurance
Storage Facility Insurance is specialized commercial coverage designed for owners and operators of self-storage businesses. It protects your property, buildings, equipment, and liability exposures associated with running a storage facility. From damage caused by weather or vandalism to liability claims from tenants or visitors, this coverage is built to safeguard your investment and daily operations.
Why do you need it?
As a storage facility owner, you face unique risks. A fire, break-in, or severe storm can damage your buildings and impact your income. If a customer slips on-site or claims their belongings were damaged due to your negligence, you could face significant legal expenses. Storage Facility Insurance helps ensure you're covered against these potential disruptions, allowing you to focus on serving your customers and growing your business.
What does it cover?
Coverage for storage facility owners may include:
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Commercial Property Insurance – Covers damage to your buildings, fencing, signage, and business equipment.
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General Liability – Protects against bodily injury or property damage claims from tenants or third parties.
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Business Income/Interruption – Replaces lost income if your facility is forced to close temporarily due to a covered event.
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Employee Dishonesty & Crime Coverage – Protects against internal theft or fraud.
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Equipment Breakdown – Covers mechanical failures of gates, HVAC systems, or security tech.
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Optional Customer Goods Legal Liability – Provides protection if you're found legally liable for damage to a tenant’s stored items.
Whether you own one location or manage multiple facilities, Storage Facility Insurance is essential protection for the physical and financial foundation of your business.