Golf Cart Insurance

Golf Cart Insurance provides protection for golf carts used on and off the course whether you're driving through a gated community, cruising around private property, or using your cart for work or recreation. It offers financial protection against accidents, theft, and liability risks that may not be covered by a standard homeowners or auto policy.

Why do you need it?

Many people don’t realize that homeowners or auto insurance may not fully cover golf cart incidents, especially if you drive off your property or on public roads where local laws allow it. Accidents can happen quickly, whether it’s a passenger injury, property damage, or collision with another vehicle. Golf Cart Insurance gives you peace of mind by covering what traditional policies often overlook.

What does it cover?

A dedicated Golf Cart Insurance policy typically includes:

Liability Coverage – Helps pay for injury or property damage if you're at fault in an accident.
Collision Coverage – Covers damage to your golf cart if it's involved in a crash.
Comprehensive Coverage – Protects against non-collision events like theft, fire, vandalism, or weather damage.
Medical Payments – Helps cover medical expenses for you and your passengers.
Uninsured/Underinsured Motorist – Protects you if you're hit by someone without enough insurance.

Whether you're on the fairway or in your neighborhood, Golf Cart Insurance ensures your ride and your responsibilities are covered.