Business Auto Insurance
Business Auto Insurance provides coverage for vehicles owned, leased, or used by your business. Whether you're operating a fleet of service vans, a single delivery truck, or using a personal vehicle for business tasks, this policy helps protect your company from the financial risks associated with accidents, injuries, or property damage on the road.
Why do you need it?
Personal auto insurance typically excludes coverage for business use, leaving a dangerous gap if an accident occurs while you're working. Business Auto Insurance closes that gap, helping safeguard your vehicles, drivers, and bottom line. It not only meets state legal requirements but also provides peace of mind that your business won’t be derailed by a costly incident.
What does it cover?
A standard Business Auto Insurance policy may include:
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Liability Coverage – Covers bodily injury and property damage if your business vehicle is involved in an at-fault accident.
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Collision Coverage – Pays for repairs or replacement of your vehicle after a crash.
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Comprehensive Coverage – Covers non-collision events like theft, vandalism, or weather damage.
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Medical Payments/Personal Injury Protection – Helps with medical costs for the driver and passengers.
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Uninsured/Underinsured Motorist – Protects you if your driver is hit by someone with little or no insurance.
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Hired and Non-Owned Auto Coverage – Extends protection to rented or employee-owned vehicles used for business purposes.
Whether you're delivering goods, visiting job sites, or transporting clients, Business Auto Insurance keeps your operations moving forward—safely and securely.